Singapore’s HDB BTO Scheme: A Pathway to Affordable Homeownership The HDB BTO scheme is a popular housing option for many Singaporeans looking to buy a new flat at a reasonable price. Run by the Housing & Development Board (HDB), the BTO process involves launching new flat projects based on demand https://hdb-bto-27-5433332.mpeblog.com/62936795/hdb-bto-27-54